We know that understanding is a big factor in making the right decisions toward your financial future. For that reason, educating you on the money concept is our first priority. We take to heart the goals that are important to you and employ the resources available to help you reach those goals. In order to make sure that our strategy works, we see our clients once a year to confirm that your financial needs are being met.
We begin by discovering the benefits and financial vehicles you already have through your employee compensation packet and individual planning. We can guide you on how to put those resources to work. If there are needs for additional planning outside of what you already have, we can help you choose from a wide array of financial products through our elite group of financial companies.
It is important that all areas of your finance are considered as decisions are made toward your financial future. Thus, our services make into account for many possible financial disasters ahead. Unplanned financial obstacles such as: loss of job, major medical treatment, disability, death in the family could cause a disruption to your long term financial goals. Planning for what could go wrong, will help keep you on track for what you need to go right!
Understanding the money concept and knowing how money grows could put you on the right side of compound interests. Have you ever wondered the long term effect interest rates have on your finances? How would your financial future look, if you earned a similar rate on your savings as the rates your bank earns from your credit cards? Of course, compounding interest on your credit cards is being on the wrong side of interest. Another part of understanding the financial concept is to know the tax responsibilities of your financial strategies, during your active years and into your retirement. At Hearth Insurance and Financial Services, we have trusted working relationships with CPAs and Estate Attorneys who can help guide you in your journey.